Carta para Poner Alerta de Fraude en el Credito

Si crees que eres victima de robo de identidad o temes que alguien puede usar tu información sin tu consentimiento, puedes poner una alerta de fraude en las tres agencias de credito: Experian, Equifax y Transunion, para cerciórate que se le va a otorgar crédito a nadie sin tu consentimiento.

Usa la siguiente carta en ingles para enviárselas a las agencias de crédito, adjunta a la carta copia de tu identificación y prueba de dirección; introduce tu información donde está la información en [corchetes]:

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[nombre]
[direccion]
[ciudad, estado zip]

[fecha]

TRANSUNION
P.O. Box 6790
Fullerton, CA 92834

RE:  Fraud Alert Statement

To Whom It May Concern:

In accordance with the Fair Credit Reporting Act and protection of my credit information, I respectfully request that you do the following immediately:

1. Please add a consumer alert to my credit file: Do not issue credit without calling me first at this phone number:  [(xxx) xxx-xxxx]
2. Remove my name from any and all marketing mailing lists and promotions to any entity.
3. Do not change my mailing address or phone number without verification from me in writing.
   My current address is:  [direccion]
   My current phone number is: [numero de telefono]
   Enclosed please find my ID to confirm.
4. Do not provide my credit report to anyone without my prior permission by phone, fax, or in writing. Please provide me whatever information is necessary to set up a secret password that I may use for telephonic communications.

If I do not hear from you otherwise in writing within ten (10) business days of receipt of this letter, I will assume that you unconditionally agree to all of the above.

Thank you for your prompt attention to this matter.

Yours truly,

____________________
[nombre]

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Aqui estan las direcciones de Experian y Equifax:

EXPERIAN
PO Box 9556
Allen, TX 75013

EQUIFAX
P.O. Box 740256
Atlanta, GA 30374